Management Team

Bosak Microfinance Bank Limited was incorporated in December 2009 with the business objective of providing financial service to micro clients who were excluded from the mainstream financial system. It commenced operations in June 2010 upon obtaining a Unit Microfinance Banking License from the Central Bank of Nigeria. It later obtained a State Microfinance Banking License in 2016.

EXECUTIVE SUMMARY



Bosak Microfinance Bank Limited was incorporated in December 2009 with the business objective of providing financial service to micro clients who were excluded from the mainstream financial system. It commenced operations in June 2010 upon obtaining a Unit Microfinance Banking License from the Central Bank of Nigeria. It later obtained a State Microfinance Banking License in 2016.

Bosak Microfinance Bank Limited’s financial inclusion effort focuses on promoting savings culture, access to credit facilities for income-generation purposes and reducing vulnerability to risk through micro insurance.

The Bank’s major strategic focus employs the group lending methodology in its operations with a leaning towards women. It believes in the commitment of women folk to work hard and help their families conquer poverty. As such, more than 95% of the Bank’s lending activities focuses on women. The success of the bank’s group lending activities largely depends on group solidarity and cohesion.

The success recorded by the bank in its lending program has earned it strategic partnership with the Bank of Industry (BOI) and the Development Bank of Nigeria (DBN) among others.

The combination of cutting-edge technology, a strong and committed Board of Directors and motivated employees has helped the Bank to create a brand widely accepted by its teeming clients in Lagos. It is now expanding its frontiers in a scaling program aimed at delivering improved value to its stakeholders.

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Kola Adeyemi Bello, FCA
Chief Executive Officer

He holds a Master of Leadership in Development Finance from Frankfurt School of Finance and Management. He is a Fellow of the Institute of Chartered Accountants of Nigeria and a Certified Microfinance Practitioner by the Chartered Institute of Bankers of Nigeria (CIBN). He holds a Second Class Upper honors degree in Accounting from Ogun State University (now Olabisi Onabanjo University).

Kola Adeyemi Bello, FCA
Chief Executive Officer



He holds a Master of Leadership in Development Finance from Frankfurt School of Finance and Management. He is a Fellow of the Institute of Chartered Accountants of Nigeria and a Certified Microfinance Practitioner by the Chartered Institute of Bankers of Nigeria (CIBN). He holds a Second Class Upper honors degree in Accounting from Ogun State University (now Olabisi Onabanjo University).

Kola has extensive years of experience in banking with strong competence in Asset and Liability Management (ALM), Risk Management and Microfinance operations. He has attended several trainings and workshops on Credit and Marketing, Asset and Liability Management, Customer Service/Relationship Management and Microfinance.

Kola is an Alumnus of the Boulder Microfinance Institute, USA and the School of Africa Microfinance, Kenya. He is also a member of the Boards of Bosak Grassroots Empowerment Initiative and Bask Health Management Limited.

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Francis O. Atiri, ACA
Head, Financial Control & Services

He is a Computer Science graduate of the University of Benin. He also holds a Master's degree (MBA) in Management from the same University. He is an Associate Member of the Institute of Chartered Accountants of Nigeria (ICAN), a Certified Information Systems Auditor and a Certified Microfinance Practitioner by the Chartered Institute of Bankers of Nigeria. He has over fifteen years experience ...

Francis O. Atiri, ACA
Head, Financial Control & Services



He is a Computer Science graduate of the University of Benin. He also holds a Masters degree (MBA) in Management from the same University. He is an Associate Member of the Institute of Chartered Accountants of Nigeria (ICAN), a Certified Information Systems Auditor and a Certified Microfinance Practitioner by the Chartered Institute of Bankers of Nigeria. He has over fifteen years experience in Accountancy, Auditing, Training, Research, Investigations, Business and Management Advisory and Consultancy with good understanding of information system audit processes. He is an Alumnus of the School of Africa Microfinance, Kenya.

He is a Certified Expert in Microfinance by the Frankfurt School of Finance and Management.

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Trust Obaika
Head, Credit Risk Management

He holds a second class (Upper) degree in Business Administration Department from the University of Lagos. He is a Certified Microfinance Practitioner by the CIBN. He has attended accelerated programs in Leadership and Risk Management with School of African Microfinance, Kenya, Microfinance Association, United Kingdom. He has a rich background in Selling, People Management, and ...

Trust Obaika
Head, Credit Risk Management



He holds a second class (Upper) degree in Business Administration Department from the University of Lagos. He is a Certified Microfinance Practitioner by the CIBN. He has attended accelerated programs in Leadership and Risk Management with School of African Microfinance, Kenya, Microfinance Association, United Kingdom.

He has a rich background in Selling, People Management, and Credit Risk Management.

He began his banking career with Bosak Microfinance Bank Limited as a Loan Monitoring Officer in 2011 where he rose through the ranks to become the Head of Credit Risk Management Unit of the Bank. He is presently pursuing a professional career in Risk Management.

He is a Certified Expert in Microfinance by the Frankfurt School of Finance and Management.

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Ogbonmwan Winifred
Head, Internal Control/Audit/Compliance and ERM

Ogbonmwan Winifred is a versatile and result oriented professional with over 18 years’ experience in the finance industry. She has deep knowledge of Audit and Investigation. She is a graduate of Ambrose Ali University Ekpoma, where she obtained B.Sc. (ED) Accounting in 1999.

Ogbonmwan Winifred
Head, Internal Control/Audit/Compliance and ERM



Ogbonmwan Winifred is a versatile and result oriented professional with over 18 years’ experience in the finance industry. She has deep knowledge of Audit and Investigation. She is a graduate of Ambrose Ali University Ekpoma, where she obtained B.Sc. (ED) Accounting in 1999.

She has attended several trainings and workshops in Audit & Investigation, Compliance and Risk Management and also a qualified Chartered Microfinance Banker (“MCIB”).

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Olusola Oyeyemi
Head, Operations

Olusola holds a Master’s degree from the University of Ibadan and has over 17 years’ experience in the banking industry. He worked with the then Eko International Bank and Skye Bank Plc as Head, Branch Operations in several branches. Olusola also worked for some time as Team Lead, Small Business Group during which he provided financial advisory ...

Olusola Oyeyemi
Head, Operations



Olusola holds a Master’s degree from the University of Ibadan and has over 17 years’ experience in the banking industry. He worked with the then Eko International Bank and Skye Bank Plc as Head, Branch Operations in several branches. Olusola also worked for some time as Team Lead, Small Business Group during which he provided financial advisory services to Agricultural based enterprises and Start-ups with tremendous success. He has attended several trainings and workshops on combating Money Laundering, Customer Service and Customer Relationship Management amongst others. He is a certified Customer Relationship Management expert.

Charles Onwuchekwa

Charles Onwuchekwa
Head, Asset Remedial Management and SME

Charles holds an HND in Business Administration and a Master's of Business Administration (MBA). He is an associate member of the Nigerian Institute of Management. He has over fifteen years' experience in banking covering Banking Operations, Credit and Marketing ...

Charles Onwuchekwa
Head, Asset Remedial Management and SME



Charles holds an HND in Business Administration and a Master's of Business Administration (MBA). He is an associate member of the Nigerian Institute of Management. He has over fifteen years' experience in banking covering Banking Operations, Credit and Marketing, Risk Management and Recoveries. Charles is well experienced in retail and micro products marketing and product development.

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Olawale Oladipo
Head, Credit & Outreach

He holds a BSc. in Economics from Olabisi Onabanjo University, Ago-Iwoye. He has over 5 years' experience in Microfinance with core competence in Business Development and Outreach as well as Product Management. Olawale is certified by the CIBN as a Microfinance Practitioner and he is an Alumnus of the School of Africa Microfinance, Kenya.

Olawale Oladipo
Head, Credit & Outreach



He holds a BSc. in Economics from Olabisi Onabanjo University, Ago-Iwoye. He has over 5 years' experience in Microfinance with core competence in Business Development and Outreach as well as Product Management. Olawale is certified by the CIBN as a Microfinance Practitioner and he is an Alumnus of the School of Africa Microfinance, Kenya.

He is a Certified Expert in Microfinance by the Frankfurt School of Finance and Management.

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Olusola Mosaku
Head, Human Capital Management

He is a 1999 graduate of Animal Science from Obafemi Awolowo University, Ile – Ife. He was involved in volunteer missionary work before the services of Bosak Microfinance Bank Limited in the year 2010. He worked in the Credit Risk Management Unit as a Credit Analyst and Loan Monitoring Officer. He later rose to become the Head ...

Olusola Mosaku
Head, Human Capital Management



He is a 1999 graduate of Animal Science from Obafemi Awolowo University, Ile – Ife. He was involved in volunteer missionary work before the services of Bosak Microfinance Bank Limited in the year 2010. He worked in the Credit Risk Management Unit as a Credit Analyst and Loan Monitoring Officer. He later rose to become the Head, Human Capital Management Unit of the Bank. Sola is a certified Microfinance practitioner (MCIB) by the Chartered Institute of Bankers of Nigeria (CIBN) and an alumnus of the School of African Microfinance (SAM), Kenya.

He is a Certified Expert in Microfinance by the Frankfurt School of Finance and Management.

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Sandra Nwese
Head, Business Development Strategy and Client Management

Sandra Nwese holds a B.Sc. in Economics and an MBA in Marketing. She has over 12 years' working experience in the financial sector covering Commercial Banking, Microfinance Banking and Investment Banking. She has a wide range of experience from Customer Service, Banking Operations ...

Sandra Nwese
Head, Business Development Strategy and Client Management



Sandra Nwese holds a B.Sc. in Economics and an MBA in Marketing. She has over 12 years' working experience in the financial sector covering Commercial Banking, Microfinance Banking and Investment Banking. She has a wide range of experience from Customer Service, Banking Operations, Relationship Management, Sales and Human Resources.

She is an Associate Member of Institute of Strategic Management, Nigeria.

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